The Finance Division is responsible for overall fiscal managing, financial control, financial reporting and accounting functions of the Bank. Division ensures that the accounting records and system are maintained in accordance with internal policies, regulatory requirements and international accounting standards. It establishes policies and procedures relating to the finance function, monitors returns on earning assets and reports on various performance indicators including assets/liability mismatch. The Division directs control of the budgeting process in accordance with the annual plans, policies, management directives and strategy, ensuring that quality budgets and forecasts are drawn up and consolidated for approval.

Finance Division exercise budgetary control on all expense and income items at both Head Office and branch level, ensuring the effective monitoring arrangements are in place in respect of adherence to budgets/forecasts. It continually reviews the accounting and control system, ensures that they are appropriate to the requirements of the business and that they generate financial information necessary for effective decision-making.

It monitors capital adequacy in accordance with regulatory directives. It liaises with external auditors, tax authorities and SBP inspectors, and facilitates their duties. It provides necessary assistance to the rating agencies. The Division maintains financial databank and carries out industry financial analysis vis-a-vis Banks strength and opportunities.

The Division has well-trained, experienced and qualified human resource, automation of processes and effective communication with all operating units. The future focus of the Division would be to improve automation of the accounting processes and enhance the quality and effectiveness of MIS.