Product Name |
Profit Payment Periods/ Tier groups |
Weightages Assigned |
Interest Free PLS Saving Account |
Upto Rs.1 Million |
1.000 |
Interest Free PLS Saving Account |
Above Rs.1 Million Upto 5 Million |
1.010 |
Interest Free PLS Saving Account |
Above Rs.5 Million Upto 10 Million |
1.025 |
Interest Free PLS Saving Account |
Above Rs.10 Million Upto 50 Million |
1.055 |
Interest Free PLS Saving Account |
Above 50 Million |
1.074 |
Riba Free Certificates (RFCs) |
RFCs 6 Month |
On Maturity |
1.054 |
| RFCs 1 year |
Monthly |
1.252 |
RFCs 1 year |
Six Monthly |
1.262 |
RFCs 1 year |
On Maturity |
1.282 |
| RFCs 2 year |
Monthly |
1.524 |
RFCs 2 year |
Six Monthly |
1.534 |
RFCs 2 year |
Yearly |
1.544 |
RFCs 2 year |
On Maturity |
1.554 |
| RFCs 3 year |
Monthly |
1.796 |
RFCs 3 year |
Six Monthly |
1.806 |
RFCs 3 year |
Yearly |
1.816 |
RFCs 3 year |
On Maturity |
1.826 |
| RFCs 5 year |
Monthly |
2.340 |
RFCs 5 year |
Six Monthly |
2.350 |
RFCs 5 year |
Yearly |
2.360 |
RFCs 5 year |
On Maturity |
2.370 |
Equity |
|
4.740 |
Bank's Additional Profit (As Ratio of Fund-Based Income) |
|
3/10 |
| Stabilization Reserve |
|
1/10 |
| Share of Bank in total Investment |
|
1/10 |
| Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application |
