:: Running Finance
This is a working capital finance facility available for one year and renewed subject to satisfactory utilization
thereof. Markup is charged on outstanding balance
:: Demand Finance
It is a term loan disbursed in lump sum and repayable in 2 years in the form of monthly or quarterly
installments.
:: Loan Against Salaries
BoK provides loan against salary to employees of Government / Semi- Government organizations for domestic consumptions. The employee must be confirmed having minimum of three years of service. However, the remaining service period of the employees must not be less than three years. To avail this facility, the employee must be account holder of the bank. Loan limit is up-to 5 gross salaries but not exceeding Rs. 50,000. This facility is available for a period of 2 years but it can be allowed for shorter period.
:: Working Capital Finance
Working Capital Funds are provided to traders and manufacturers for their operational requirements.
:: Export Refinance
This facility is encouraged to boost exports of the country. Funds are made available from SBP at lower
rates.
Please email here for further queries:- bo@bok.com.pk
:: Micro Finance Department Loans
BOK is offering Micro Finance facilities through almost all of its NWFP based branches that aims at poverty alleviation by creation of income and employment generation activities. Micro-enterprise development loans, micro domestic consumption loans to employees of various institutions, motorcycle and CNG auto rickshaw financing are a few examples of lending under the micro finance operation.
Please email here for further queries:- mfu@bok.com.pk
:: Agriculture Credit
Sada Bahar Zarai Loan: Designed to serve the working capital requirements of Agriculture Based activities especially, the cost of various inputs including seed, fertilizers, pesticides, labor, utility charges, etc.
Khyber Tractor Loan: This Scheme is aimed at financing of Tractors required by the farming community. The intending borrower can select a tractor of his choice from the open market or through booking from a Manufacturer.
Tube Well & Farm Machinery / Equipments Loan: (Coming Soon) This product is aimed at mechanization of the agriculture activities and can be used for financing of Tube Wells and other farm machinery like Tractor trolleys, Threshers, Blades, Ploughs, etc.
Chief Minister Zarai Qarza: This is a Government of NWFP sponsored subsidized credit Scheme that is available at the lowest mark-up rates in the market being at the rate of 6.5% (proposed) and is also available for agriculture inputs throughout the Province.
Please email here for further queries:- agriculture@bok.com.pk
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