Risk Management Division (RMD) was formed in November 2005, in order to implement the directives of the Regulatory for monitoring, and timely remedial measures of Risk Management functions at various levels in the areas of Operations, Market, Credits and Liquidity etc. The Division was also assigned the task of implementing Base I-II in the Bank.

Risk Management Division was entrusted with the responsibility to identify risks, suggest risk mitigation policies, review Bank's Policies, Procedures, Methods etc in collaboration with the related functional Department/Division and coordinate with Credit Division and Treasury Division to cover risks in the areas of macro Lending/Borrowing, Investments and the lateral operational risks.

Under the umbrella of Risk Management Division, the following four departments report to the Head of Risk Management Division:

1. Risk Management Department
2. Credit Administration Department
3. Method, Procedure and Policy Department
4. Treasury Middle Office

Risk Management Division undertakes to monitor risks, Critically analyze, evaluate negative impact, suggest mitigation methods in collaboration with the functional Department/Division and report Bank's Risk Level to Senior Management and the Board's Risk Management Committee.