business banking

Small Enterprises:

Annual Sales Turnover: Upto Rs.150 M
Number of employees: Upto 50
Max Financing allowed: Upto Rs.25 M

Medium Enterprises:

Annual Sales Turnover: Rs.150 Mn Upto Rs.800 M
Number of employees: 51 to 250 (Manufacturing & Service Concerns) - 51 to 100 (Trading Concerns)
Max Financing allowed: Upto Rs.200 M

How to Apply:

Following are the set of basic documents required to process client’s financing request:

Documents Required for Small Enterprises:

• Company Profile
• Request for Financing
• Last three years accounts signed by Proprietor/Partners/Directors of the firm
• Projections with assumptions (in case of long term finance)
• Memorandum & Article of Association (In case of Private Limited Company)
• Basic Borrower Fact Sheet duly signed & stamped by Proprietor/Partners/Directors
• Personal net worth statement of Proprietor/Partners/Directors
• Stock Report
• Ageing of Receivables
• Copy of CNIC of Proprietor/Partners/Directors
• Import/Export business certificates from banks. (If applicable)
• Last One year bank statement
• Form-H and Partnership Deed (in case of partnership Firm)
• Valuation report and legal opinion etc

Documents Required for Medium Enterprises

• Company Profile
• Request for Financing
• Audited Accounts of last three years accounts
• Projections with assumptions (in case of long term finance)
• Memorandum & Article of Association (In case of Private Limited Company)
• Basic Borrower Fact Sheet duly signed & stamped by Proprietor/Partners/Directors
• Personal net worth statement of Proprietor/Partners/Directors
• Stock Report
• Ageing of Receivables
• Copy of CNIC of Proprietor/Partners/Directors
• Import/Export business certificates from banks. (If applicable)
• Last One year bank statement
• Security /Collateral Documents
• Valuation report and legal opinion etc