Raast Arbah Certificates

Raast Arbah Certificates of BOK Islamic Banking are issued on Musharakah basis strictly in conformity with the principles of Islamic Shariah. The deposits received in Raast Arbah Certificates are invested in Islamic assets like Murabaha, Ijarah, Diminishing Musharakah or Islamic Sukuks which are duly approved by Shariah Board. The profit is calculated on average daily balance and disbursed to customers at his choice of profit payment option of Monthly, 6 Monthly, Yearly and Maturity. Raast Arbah Certificates are issued from all BOK Islamic Branches as well as Islamic Banking Windows at Conventional branches of BOK. Raast Arbah Certificates are issued to customers against their deposit amount. Raast Arbah Certificates are issued for fixed period with profit payment options at the discretion /Choice of the depositor.

  • Raast Arbah Certificate 6 Months

Profit Payment Option (Maturity)

  • Raast Arbah Certificate 1 Year

Profit Payment Options (Monthly, 6 Monthly and Maturity)

  • Raast Arbah Certificate 2 Years

Profit Payment Options (Monthly, 6 Monthly, Yearly and Maturity)

  • Raast Arbah Certificate 3 Years

Profit Payment Options (Monthly, 6 Monthly, Yearly and Maturity)

  • Raast Arbah Certificate 4 Years

Profit Payment Options (Monthly, 6 Monthly, Yearly and Maturity)

  • Raast Arbah Certificate 5 Years

Profit Payment Options (Monthly, 6 Monthly, Yearly and Maturity)

Key Features of Raast Arbah Certificates:

  • Minimum Investment Rs.10,000/-
  • Profit Payment on every 5th working day of each month in Monthly Schemes.
  • Investment tenors are 6 Months, 1Year, 2Years, 3Years, 4Years and 5Years.
  • Profit payment options are monthly, 6 Monthly, Yearly and Maturity.
  • Pre-Mature termination is possible. (Conditions apply)

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