BOK
Profit Rates 2021
Body
Profit Declared for the Period 2021 Rate % p.a.
Category Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Interest Free PLS Saving - - - - - - - - - - - -
PLS Saving Deposits 3.50% 2.00% 3.67% 3.60% 3.33% 3.54% 3.00% 2.90% 3.00% 2.80% 3.00% 3.00%
PLS Saving Deposit (MHS) 3.50% 2.00% 3.67% 3.60% 3.33% 3.54% 3.00% 2.90% 3.00% 2.80% 3.00% 3.00%
PLS Saving Deposits (SD) Special Schemes 3.50% 2.00% 3.67% 3.60% 3.33% 3.54% 3.00% 2.90% 3.00% 2.80% 3.00% 3.00%
PLS Saving Deposits Pension Salary 3.50% 2.00% 3.67% 3.60% 3.33% 3.54% 3.00% 2.90% 3.00% 2.80% 3.00% 3.00%
PLS Asaan Account - 2.00% 3.67% 3.60% 3.33% 3.54% 3.00% 2.90% 3.00% 2.80% 3.00% 3.00%
PLS Hajj Account - - - - - - - - - - - -
PLS Umrah Account - - - - - - - - - - - -
PLS Pensioners Account 3.50% 2.00% 3.67% 3.60% 3.33% - 3.00% 2.90% - 2.80% 3.00% 3.00%
Asaan Remittance Savings Account - - - - - 3.54% 3.00% 2.90% 3.00% 2.80% 3.00% 3.00%
RAAST Youth Saving Account 3.50% 2.00% 3.67% 3.60% 3.33% 3.54% 3.00% 2.90% 3.00% 2.80% 3.00% 3.00%
RAST SAHULAT ACCOUNT 0.03% 0.02% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
RAST TARSEEL ACCOUNT 0.03% 0.02% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
SBP RF SCHEME COVID 19 (FILER) 0.03% 0.02% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
RFC (6 Months) 3.71% 2.12% 3.89% 3.82% 3.52% 3.76% 3.19% 3.08% 3.18% 2.98% 3.18% 3.18%
RFC 1 Year (Monthly) 4.00% 2.29% 4.20% 4.12% 3.81% 4.04% 3.43% 3.31% 3.43% 3.21% 3.43% 3.43%
RFC 1 year (6 Months) 4.07% 2.33% 4.27% 4.19% 3.87% 4.12% 3.49% 3.37% 3.49% 3.26% 3.49% 3.49%
RFC 1 Year(Maturity) 4.21% 2.41% 4.42% 4.33% 4.01% 4.26% 3.61% 3.49% 3.61% 3.38% 3.61% 3.61%
RFC 2 years (Monthly) 4.64% 2.65% 4.87% 4.78% 4.42% 4.70% 3.98% 3.85% 3.98% 3.72% 3.98% 3.98%
RFC 2 years (6 Months) 4.71% 2.69% 4.95% 4.85% 4.49% 4.77% 4.04% 3.91% 4.04% 3.78% 4.04% 4.04%
RFC 2 Years (Yearly) 4.78% 2.73% 5.02% 4.92% 4.55% 4.84% 4.10% 3.96% 4.10% 3.84% 4.10% 4.10%
RFC 2 years (Maturity) 4.85% 2.77% 5.09% 5.00% 4.62% 4.91% 4.16% 4.04% 4.16% 3.89% 4.16% 4.16%
RFC 3 years ( Monthly) 5.28% 3.02% 5.55% 5.44% 5.03% 5.35% 4.53% 4.38% 4.53% 4.24% 4.53% 4.53%
RFC 3 years (6 Months) 3.35% 3.06% 5.62% 5.52% 5.10% 5.42% 4.59% 4.44% 4.59% 4.30% 4.59% 4.59%
RFC 3 years (Yearly) 5.42% 3.10% 5.70% 5.59% 5.17% 5.49% 4.65% 4.50% 4.65% 4.34% 4.65% 4.65%
RFC 3 years (Maturity) 5.49% 3.14% 5.77% 5.66% 5.23% 5.56% 4.72% 4.55% 4.71% 4.41% 4.71% 4.71%
RFC 4 years ( Monthly) 5.93% 3.39% 6.22% 6.11% 5.65% 6.00% 5.09% 4.91% 5.08% 4.76% 5.09% 5.09%
RFC 4 years (6 Months) - - - - - - - - - - - -
RFC 4 years (Yearly) - - - - - - - - - - - -
RFC 4 years (Maturity) - - - - - - - - - - - -
RFC 5 years ( Monthly) 6.67% 3.76% 6.90% 6.77% 6.26% 6.65% 5.64% 5.45% 5.63% 5.27% 5.64% 5.64%
RFC 5 years (6 Months) 6.64% 3.80% 6.97% 6.84% 6.32% 6.72% 5.70% 5.51% 5.69% 5.33% 5.70% 5.70%
RFC 5 years (Yearly) 6.71% 3.84% 7.05% 6.69% 6.39% 6.79% 5.76% 5.56% 5.75% 5.38% 5.76% 5.76%
RFC 5 years (Maturity) 6.78% 3.88% 7.12% 6.98% 6.46% 6.86% 5.82% 5.62% 5.81% 5.44% 5.82% 5.82%
RFC 5 years (Monthly) Pensioners - - - - - - - - - - - -
RFC 5 years (Monthly) Widows & Orphans 7.27% 4.16% 7.63% 6.49% 6.92% 7.36% 6.24% 6.03% 6.23% 5.83% 6.24% 6.24%
Riba Free Special Deposit Pool - 1  
RIBA FREE SPECIAL DEPOSIT 5.66% 5.66% 5.66% 5.66% 5.66% 5.66% 6.66% 5.66% 6.66% 6.66% 5.66% 5.66%
RFSC-01 MONTH 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 5.80% 5.80%
RFSC-03 MONTHS 6.08% 6.09% 6.08% 6.08% 6.08% 6.08% 6.08% 6.08% 6.08% 6.08% 6.08% 6.08%
RFSC-06 MONTHS 6.51% 6.51% 6.51% 6.51% 6.51% 6.51% 6.51% 6.51% 6.51% 6.51% 6.51% 6.51%
Riba Free Special Deposit-II  
Riba Free Special Deposit-II - - - - - - - - - - - 10.21%
Riba Free Special Deposit Pool-Treasury Inter-Banks 2  
RFSD-Treasury Inter-Banks 2 Deposits 7.03% - - - - - - - - - - -
Riba Free Special Deposit Pool-Corporate  
RFSD-Corporate Deposit 6.91% 6.92% 6.70% 7.18% 6.80% 7.00% 6.95% 6.51% 7.05% 6.65% 6.64% 6.64%
RFCC-01 Month 7.13% 7.14% 6.91% 7.41% 7.02% 7.22% 7.17% 7.16% 7.27% 6.86% 6.86% -
RFCC-03 MONTHS 7.57% 6.58% 7.34% 7.87% 7.46% 7.67% 7.62% 7.60% 7.72% 7.29% 7.28% -
Riba Free Special Deposit PooL-Corporate 2  
RFSD-Corporate 2 Deposit 6.45% 6.45% 6.45% 6.45% 6.45% 6.45% - 7.00% 7.00% 6.80% 7.00% 7.00%
RFCC-01 Month 6.52% 6.52% 6.52% 6.52% 6.52% 6.52% - 7.07% 7.07% 6.87% 7.07% 7.07%
RFCC-03 Months 6.65% 6.65% 6.65% 6.65% 6.65% 6.52% - 7.21% 7.21% 7.01% 7.21% 7.21%
Riba Free Special Deposit PooL-Corporate 3  
RFSD-Corporate 3 Deposit 6.18% 6.00% - 6.08% 6.00% 6.00% - 6.00% 6.00% 6.00% 6.00% 6.00%
RFSD-Corporate 3 (3 Months) 6.73% 6.18% - 6.27% 6.18% 6.18% - 6.25% 6.25% 6.25% 6.25% 6.25%
RFSD-Corporate 3 Deposit (01 Year) - 6.73% - 6.83% 6.73% 6.73% - 7.00% 7.00% 7.00% 7.00% 7.00%
RFSD-CORPORATE-4 POOL  
RFSD-Corporate 4 Deposit - 6.55% 6.55% 6.55% 6.55% 6.55% 6.55% 6.55% 6.55% 6.42% 6.70% 6.70%
RFSD-Corporate 4 (1 Month) - 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.46% 6.74% 6.74%
RFSD-Corporate 4 (3 Months) 6.72% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.56% 6.81% 6.81%
RFSD-Corporate 4 (6 Months) 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.71% 6.93% 6.93%
RFSD-Corporate 4 (1 Year) 7.10% 7.15% 7.15% 7.15% 7.15% 7.15% 7.15% 7.15% 7.15% 7.00% 7.15% 7.15%
RFSD-CORPORATE-5 POOL  
RFSD-Corporate 5 Deposit 8.16% 9.96% 10.32% 5.54% 5.04% 5.04% 5.85% 6.25% 6.25% 6.12% 6.35% 6.25%
RFSD-Corporate 5 (6 Months) - - - - - - - - - - - -
RFSD-Corporate 5 (1 Year) 10.12% 12.35% 12.79% 6.87% 5.25% 5.25% 7.25% 7.67% 7.25% 7.10% 7.37% 7.25%
Riba Free Special Deposit Pool-Mutual Fund  
RFSD-Mutual Fund Deposit/FI 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.34% 6.50% 6.50%
RFSD-01 Month 6.54% 6.54% 6.54% 6.53% 6.53% 6.53% 6.53% 6.53% 6.53% 6.37% 6.54% 6.53%
RFSD-03 Months 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.43% 6.60% 6.60%
RFSD-06 Months 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.53% 6.70% 6.70%
FINANCIAL INSTITUTION POOL  
Financial Institution Pool (Deposit) - - - - - - 6.95% 6.95% 7.10% 6.44% 7.97% 9.56%
RFSD-DAILY PRODUCT-1 POOL  
RFSD- Daily Product-1 (Deposit) - - - - - - - 6.95% 7.10% 6.75% 8.02% 9.43%
RFSD-DAILY PRODUCT-3 POOL  
RFSC Daily Product-3 Pool (Deposit) - - 6.90% 6.80% 6.80% 6.80% 5.77% 5.77% 7.20% 6.75% 7.62% 7.10%
RFSC Daily Product-3 Pool (03 Months) 7.24% 7.12% 7.32% 7.22% 7.22% 7.19% 6.10% 6.10% 7.61% 7.35% 7.91% 7.35%
RFSC Daily Product-3 Pool (06 Months) - 7.69% 7.91% 7.79% 7.79% 7.58% 6.63% 6.42% 8.02% 7.96% 8.20% 7.64%
RFSC Daily Product-3 Pool (01 Year) 7.81% 8.36% 8.60% 8.48% 8.48% 8.35% 7.08% 7.08% 8.84% 9.18% 8.79% 8.19%
RFSDeposit- Daily Product-4 (Deposit)  
RFSD- Daily Product-4 (Deposit) 6.50% 6.50% 6.30% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.48%
RFSD-TMA Pool  
RFSD TMA Pool Deposits - - - 5.63% 5.59% 5.50% 5.50% 5.50% 5.50% 5.75% 5.75% 6.77%
RFSDeposit- Daily Product-5 (Deposit)  
RFSD- Daily Product-5 (Deposit) 6.30% 6.30% - - 6.30% - 6.30% - 6.30% 6.11% 6.30% 6.22%
RFSD-Daily Product-6  
RFSD- Daily Product-6 (Deposit) - - - - - 6.60% - - 6.80% 6.35% - 8.37%
RFSD-CORPORATE-6 POOL  
RFSD-Corporate 6 Deposit - - 6.39& 6.11% 6.22% 6.17% 6.60% 6.17% 6.17% 5.93% 6.17% 6.17%
RFSC Customer (1 Month) - - 6.47% 6.19% 6.30% 6.25% 6.25% 6.25% 6.25% 6.00% 6.25% 6.25%
RFSD-Corporate-6 (03 Month) - - - 6.34% 6.45% 6.40% 6.40% 6.40% 6.40% 6.15% 6.40% 6.40%
RFSD-Corporate-6 (06 Month) - - - 6.57% 6.69% 6.63% 6.65% 6.63% 6.63% 6.37% 6.63% 6.63%
RFSD-Corporate-6 (1 Year) - - 7.35% 7.03% 7.15% 7.10% 7.10% 7.10% 7.10% 6.82% 7.10% 7.10%
RFSD-CORPORATE-7 POOL  
RFSD-Corporate-7 (6 MONTH) - - - - - - 7.18% 7.17% 7.17% 6.43% 7.45% 7.18%
KHYBER ISLAMIC INVESTMENT CERTIFICATES-I  
KIIC - Certificate - 01 Month 6.05% 6.05% - 6.05% 6.05% 6.05% 6.05% 6.05% - - 7.38% 8.66%
KIIC - Certificate - 03 Month 6.14% 6.14% - 6.13% 6.13% 6.13% 6.13% 6.13% - - 7.48% 8.78%
KIIC - Certificate - 06 Month 6.26% 6.26% - 6.26% 6.26% 6.26% 6.26% 6.26% - - 7.63% 8.96%
KIIC - Certificate - 01 Year 6.51% 6.51% - 6.51% 6.51% 6.51% 6.51% 6.51% - - 7.94% 9.32%
KHYBER ISLAMIC INVESTMENT CERTIFICATES - 2  
KIIC 2 - Certificate - 03 Month - - - - - - - - - - - -
KIIC 2 - Certificate - 06 Month 6.35% 6.35% - - 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.67% 9.05%
RFSD-ITMINAN MAHANA CERTIFICATE-POOL  
RFSD-Itminan Mahana Pool 6.90% 6.90% 6.96% 6.96% 6.96% 6.96% 6.96% 6.96% 6.96% 6.96% 6.96% 7.21%
RFSD-Itminan Mahana Certificate (1 Year) 7.01% 7.01% 7.01% 7.01% 7.01% 7.01% 7.01% 7.01% 7.01% 7.01% 7.01% 7.26%
RFSD-Itminan Mahana Certificate (2 Year) 7.11% 7.11% 7.06% 7.06% 7.06% 7.06% 7.06% 7.06% 7.06% 7.06% 7.06% 7.31%
RFSD-Itminan Mahana Certificate (3 Year) 7.22% 7.22% 7.11% 7.11% 7.11% 7.11% 7.11% 7.11% 7.11% 7.11% 7.11% 7.36%
RFSD-Itminan Mahana Certificate (4 Year) 7.33% 7.33% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.41%
RFSD-Itminan Mahana Certificate (5 Year) 7.43% 7.43% 7.21% 7.21% 7.21% 7.21% 7.21% 7.21% 7.21% 7.21% 7.21% 7.47%

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