Key Executive

Mr. Ihsan Ullah Ihsan has completed his MBA from the Institute of Business Administration, Karachi and has earned his B.Sc. in Mathematics and Statistics from the University of Peshawar. He is balanced, versatile and well-rounded career banker having strong experience and proven track record spanning over more than 25 years. His core areas of expertise include Corporate & Investment Banking, Risk Management, Project Financing and Islamic Banking, coupled with excellent and all around expertise (products, business and control functions) of banking. He also has hands-on experience in successful mergers & acquisitions, business revival and workout plans. Besides, he also has served on the Boards of listed and unlisted companies as Director.   

Before joining the Bank of Khyber, he was associated with Al Baraka Bank (Pakistan) Limited and Burj Bank Limited as Chief Risk Officer. Prior to that, he worked as Head – Corporate Banking with Pak Brunei Investment Company Limited where he established the function and developed healthy corporate credit portfolio. Mr. Ihsan has also worked with the State Bank of Pakistan as Desk Incharge/Divisional Head and Crescent Commercial Bank Limited (now Samba) in various capacities mostly covering business development and relationship management. He has attended various specialized courses both, locally and internationally.

Mr. Sher Mohammad Mohmand Joined the Bank of Khyber in 2011.  Presently working as Executive Vice President - Conventional Banking Group. He has done Msc. in Management with Finance from University of Bath, UK. Beside this he has also done Bsc. in Civil Engineering from UET, Peshawar. The professional career of Mr. Sher Mohammad Mohmand spreads over 15 years. Before taking the charge as Group Head Coventional Banking, he has been looking after Human Resource Devt Group as Group Head. His professional career includes working with one of the Multi National Organizations called KPMG, Pakistan, as Manager.

Mr. Irfan Saleem Awan is a Fellow member of the Institute of Chartered Accountants of Pakistan and a Certified Director from Pakistan Institute of Corporate Governance. He also holds Advanced Certificate in AAOIFI Shariah Standards from the Institute of Business Administration (IBA-CEIF), Karachi.

His professional career spans over two decades with experience of working in various areas including Finance, Compliance, Enterprise Risk Management, Strategic Planning, Company Secretarial and External Audit. He completed CA training from Ernst and Young, Pakistan (Ford Rhodes Sidat Hyder & Co.) (Oct-1998 to Feb-2003) and subsequently worked there as an Audit Supervisor. After leaving the firm in Sep-2003, he has worked in the financial industry with various organizations including Prime Commercial Bank Limited, Askari Commercial Bank Limited, Askari Investment Management Limited, KASB Funds Limited, Pak-Libya Holding Company (Pvt.) Limited and Summit Bank Limited.

Prior to joining Bank of Khyber, he was working with Summit Bank Limited (Aug-2014 to Feb- 2021) and his last assignment was Chief Financial Officer with additional acting charge of Head Risk Management Division. He was also a nominee director from Apr-2019 to Feb-2021 on behalf of Summit Bank Limited on the Board of its wholly owned subsidiary Summit Capital (Pvt.) Limited; where he also remained the Chairman of subsidiary's Board from Jul-2020 to Feb-2021.

Mr. Irfan joined Bank of Khyber as Chief Financial Officer & Executive Vice President in February 2021.

Khalid Abdul Aziz is currently serving as Executive Vice President - Chief Compliance Officer, Compliance Group. He joined The Bank of Khyber in 2015 as Head, Banking Operation Division (Conventional). His career in banking spans over 38 years. He Joined Habib Bank Limited in 1982 and progressed through various posts of different banking areas such as Trade, Operations, Business, Compliance & Service Quality. In April 2014 he was then promoted as Regional General Manager Operations and subsequently in July 2015 he was transferred to Mirpur Region as Regional General Manager Operations. During his banking career he has achieved various awards  (Silver Medal, Gold Medal) in lieu of his excellent performance. He has a multicultural banking experience due to serving in Afghanistan, Dubai and Pakistan.

Mr. Muhammad Asif is a seasoned Banker and thorough HR professional having Twenty (20) years of diversified experience with different banks. He started his career with Small & Medium Enterprises Development Authority (SMEDA) as Management Associate in year 2000. He then moved to State Bank of Pakistan under State Bank ‘s Official Training Scheme (SBOTS). He served both State Bank of Pakistan and National Institute of Banking & Finance (NIBAF) during the said tenure.

Before joining The Bank of Khyber, he remained associated with Askari Bank Limited on different senior HR positions including, Acting Country Head Human Resources, Head Learning & Development and Head Organizational Development & Recruitment

Besides his professional exposure, he has done Masters in Public Administration from University of Peshawar. He has attended various trainings / courses relating to Human Resources organized by State Bank, Askari Bank, “Schuitema”, “Nutshell World HR” and many others. Mr. Muhammad Asif is currently Serving as Executive Vice President, Group Head, Human Resource Development Group.

Mr. Asim Bashir, Group Head Digital & Consumer Banking has over 25 years of experience that specializes in digital channel transformation, business process reengineering, strategic planning, and partnerships. He started his career in Bank of America in Pakistan after which he went on to serve Union Bank Limited and Askari Bank. At Askari Bank he served his longest tenure and worked on prominent positions such as Country Head Alternate Delivery Channels, Country Head Consumer Banking and lastly Country Head Digital Banking. At Bank of Khyber Asim leverages the experience and knowledge from his last 3 roles and leads Digital & Consumer Banking, Alternate Delivery Channels, Payment Schemes and Marketing.

Mr. Asim Bashir received his Masters in Business Administration (MBA) from SZABIST and additionally holds diplomas in both Project Managements and Human Resource Management.

Mr. Ali Khan Arbab did his Masters in Economics from University of Peshawar in the year 2002. Additionally, he holds a Master’s degree in Business Administration from Institute of Management Studies University of Peshawar with Majors in HRM. He started his banking career with Bank Alfalah Limited in 2005 as a Management Trainee Officer. He worked in different roles related to Branch Banking, Retail and Credits for 12 years. He left Bank Alfalah in May 2017 as Area Manager and joined BOK as Head Islamic Liabilities, currently he is serving as Group Head Islamic banking (Acting).

Sara Shah holds a Master of Law (LLM) from SOAS, UK and is an enrolled Advocate for Sindh High Court. Ms. Shah holds a diversified legal and corporate experience which includes Intellectual property laws, Criminal and Civil Litigation, Banking, Telecommunications and Media laws. During her career span of 12 years Ms. Shah has worked at various law firms and service industries a few of them include Company Secretary at Amsterdam - based Subsidiary AkzoNobel in Pakistan and Company Secretary and General Counsel at Khushali Microfinance Bank Limited . Prior to Joining BoK she was working with KE as General Manager Corporate Affairs and Company Secretary K- Solar.

Mr. Mudassar Iqbal holds a Bachelors Degree from University of Punjab. He has done CA (Inter) from Institute of Chartered Accountants of Pakistan (ICAP). The professional career of Mr. Mudassar Iqbal is spread over 16 years. He remained associated with MCB Bank & Dubai Islamic Bank, where he worked at diversified positions. His last assignment was Chief Internal Auditors (Acting), where he was responsible for management of the bank Internal audit function from planning, execution, finalization and reporting the audit activities for branches, Head office functions, Credit portfolio and it infrastructure to give assurance about the effectiveness of the internal controls environment and internal /regulatory policy and process compliance to the bank management and Board of Directors.

Financial Risk professional with vast experience of more than fifteen years in  Basel Implementation, Credit, Market & Operational Risk Management. His core area of competence includes Financial Risk Management, portfolio analytics, Credit Risk Modeling, credit risk reviews & approvals, regulatory reporting of Basel II/III Minimum Capital Requirements & Liquidity Risk Standards. Proficient in  setting up policies & procedures for effective risk management for the bank with an aim to keep the overall risk within acceptable thresholds. He believes in teamwork with a focus on improving the skill set of the people around him.

Qazi Abdul samad has completed Derse-e-Nizami from Rabita-ul-Madaris Mardan KPK, Shahadat-ul- Almiyyah from Rabita-ul-Madaris and LLB(Hons) Shariah Law from Islamic International University Islamabad. He has done MBA in finance from Abaseen University Peshawar. Moreover he has attended various national & international Islamic banking courses and delivered various trainings and lectures. He is affiliated with the bank of Khyber since 2005.

The Professional career of Manzar Habib spans over 25 years in the field of Information Security and Information Technology in several different roles. He has spent about 15 years in Canada, majority of it in Information Security, working for prestigious organizations, such as IBM, HP, UHN, and TD Bank and holds MS degree in Computer Science along with several professional security trainings and industry certifications.
He has extensive experience in Information Security and IT Management in various industries, from Financial to Defense and Governments. His core areas of expertise include Information Security Management, Security Infrastructure Management, Information Security Compliance & Project Management and Policy & Process development and implementation.
 

Executive Vice President - Chief Information Officer, Information Technology Division