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Introducing the Prime Minister Youth Business & Agriculture Loan Scheme (SME & Agriculture), an initiative that provides financing upto Rs. 7.5 Million for new business or expansion of existing business on flexible repayment options.
Purpose: For new business or expansion of existing business
Eligibility: All men/women entrepreneurial skills
Age Limit: From 21 to 45 years - for IT sector 18 to 45 years
Financing & Mark-Up Tier II – from Rs. 0.5 Million to Rs. 1.5 Million @ 5% p.a.
Tier III – from Rs. 1.5 Million to Rs. 7.5 Million @ 7% p.a.
Tenor: Upto 8 years, including 1 year grace period
Other Features: - 25% loans reserved for women
- Quick processing
- Minimum documentation
- Loan repayment on easy installments

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