BoK SAAF – SME Asaan Finance
BoK SAAF – SME Asaan Finance


BoK SAAF offers collateral-free term loan and running finance for SMEs up to Rs. 10 Million.
Loan Type: Term Loans
Working Capital / Running Finance
Scope: All SME sectors including services, trading, manufacturing and agriculture can apply
Mark-up: 9% per annum (fixed)
Eligibility: - All SMEs having verifiable, viable and feasible business plans
- Start-ups will also be entertained
In-Eligibility: - Existing borrowers of BoK
- SAAF client of any other bank
- Any employee of any government, semi-government or autonomous body
- A loan defaulter or applicant having any outstanding loan exposure with overdue of more than 60 days with more than one time incident with any Bank or not having clean e-CIB
- Businesses on negative list of Government of Pakistan
Financing Limit: Tier I - Loans upto Rs. 4 Million
Tier II - Loans exceeding Rs. 4 Million and up to Rs. 7 Million
Tier III – Loans exceeding Rs. 7 Million and up to Rs. 10 Million
Security: - Loans shall be secured against personal guarantees of the borrowers
- In case of commercial vehicle HPA / Joint Registration
Repayment: The loan will be repaid in easy installments as mutually agreed

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