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Account Type: Current Account
Eligibility i. Age 18 years and above
ii. Enrolled as full time student in any university or college graduate, under-graduate, masters or doctorate program where the remaining period of studies is 12 months or more
Initial Balance Requirement Rs. 1,000/- minimum to open account
Minimum Balance Requirement None
Debit Card i. Free Debit Card (first time issuance only)
ii. Annual renewal charges apply
iii. The debit card has acceptance at all ATMs and POS
Cheque Book Free issuance of 25 leaves cheque book (first time only)
Online Transactions through Internet Banking / Mobile App / ATMs i. Free Online Banking
ii. Free (within the Ban Fund Transfers)
iii. Mobile Top-up Facility through BoK Mobile/Digital App
iv. Fee payment options through BoK Digital App and BoK ATMs
v. Offers, Discounts and Collaborations with different brands and outlets after Master Card is launched
Educational Insurance i. Education insurance coverage at discounted rate. The institution fee will be covered by insurance company in case of Natural/Accidental death of Parent/Guardian (one person only) whose name has been reported to the Bank and Educational Institution at the time of admission or account opening
ii. The premium payment will be made by the parent/guardian to the insurance company’s account maintained at BoK conventional banking branch and the educational institution to ensure the same at the time of admission
iii. Maximum limit for insurance coverage is Rs. 2,000,000/- per annum per person
iv. Insurance Company to open and maintain account at BoK Conventional Banking and share account number for premium payment
v. Recovery and reminders for annual premium payment to be ensured by Insurance Company itself
Educational Loans and Financing i. Educational Loan (in form of loan against salary)
ii. Laptop Financing
- All these loans are subject to fulfillment of eligibility criteria such as the proof of parent/guardian’s source of income or accountholder’s source of income.
- The borrower can avail the financing facilities at a discounted rate of 1% lesser than other customers in case he/she maintains Student Power Account with BoK Conventional Banking branch.

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