Agri Finance
Sada Bahar Zarai Loan (Crop/Non Crop)

This is a Revolving financing facility designed to facilitate Farmers to meet their working capital needs. Under this scheme, loan facilities are provided for cultivation of crops, Vegetables and orchards. Loan Facilities are also offered for working capital requirements of Dairy, Poultry, Fisheries, and Feed Mills etc.

  • Credit availability on revolving basis.
  • One time documentation for three years for Crop/ Vegetables/ Orchard Loans.
  • Option to use limit as per requirement of the farmers to meet their Agriculture input needs (e.g. Seeds, Fertilizer, Pesticide, Feed, Fodder etc.).
  • Cash Withdrawal and deposit at any time.
  • Markup will be charged on amount utilized/withdrawn (Outstanding debit balance).
  • Clean up of loan a/c on annual basis and mark up payment on quarterly/half yearly basis.
  • Permanent resident of Pakistan.
  • Holder of Valid Computerized National Identity Card.
  • Not a defaulter of any Bank/DFI.
  • Capable of repayment of the facility and satisfy security requirements of the Bank.
  • Capable to provide required security.
  • Age should not be more than 65 Years.
  • Must have sufficient experience in concern Business.
  • Satisfactory Cash flow Assessment.

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