Miss Mudassar is a seasoned banking professional with over 22 years of diversified experience across Enterprise Risk Management, Credit Risk, Market & Liquidity Risk, Basel & IFRS-9 implementation, AML/CFT, Banking Operations, Regulatory compliance, Service Quality, Reconciliation of bank accounts, and system governance. She has led key strategic initiatives across major banks and has successfully redesigned risk frameworks and developed automation tools while ensuring compliance with SBP regulations. Prior to joining BoK as Divisional Head ERM , she has led risk units covering Market, Operational, Basel, IFRS-9, Green Banking, IT Governance,IFRS-9 automation, ICAAP development, Branch operations & Reconcilition Her previous leadership roles span renowned institutions such as Emirates Int’l, Union Bank, MCB, KASB Bank, Bank Islami, and BOP. She holds an EMBA from LUMS, completed executive boot camps at Stanford and UC Berkeley University, and pursued multiple certifications from Harvard University. She also holds LLB degree and has attended multiple courses in management, presentation skills, and both quantitative and qualitative courses. In her quest for ongoing learning and development, and recently completed certifications in IAS/IFRS (ICMA) and data analytics, strengthening both her technical and strategic acumen.