Muhammad Fawad Saddozai is a highly experienced banking professional with 35+ years of expertise in business development, Relationship Management, Team Building, Portfolio Management and Branch network expansion. He also possesses diversified experience of working with International banks in Pakistan, leading motivated teams and maximizing employee productivity.

Throughout his career, Muhammad Fawad Saddozai has generated extensive experience across diverse roles. He started his career with (BCCI) in 1989 as Officer Grade IA and joined Bank of Khyber in 1993 as Assistant Director. Since his joining with Bank of Khyber, he has excelled in various roles such as Manager Operations, Branch Manager, Area Manager, Head Remedial Asset Management and currently holds the position of Group Head-Remedial Asset Management Group/ PSO to Managing Director & CEO

Muhammad Fawad Saddozai holds a Master degree in Public Administration from Gomal University D.I Khan. In addition to his academic pursuits, he has undertaken a range of specialized training programs and certifications such as Islamic Banking Certificate from National Institute of Banking & Finance among others that significantly enhance his technical proficiency.